Free Guides & Resources
Download our expert-written guides to learn everything about Fixed Annuities, retirement income planning, tax-deferred growth strategies, and making informed decisions for your financial future.
The Complete Guide to Fixed Annuities in 2025
Everything you need to know about Fixed Annuities — from how they work and who they are best suited for, to comparing rates, understanding surrender periods, and maximizing your guaranteed retirement income. This comprehensive 42-page guide is written in plain language for retirees and pre-retirees.
- How Fixed Annuities protect your principal
- Understanding MYGA vs. traditional fixed annuities
- Tax-deferred growth strategies for retirement
- Step-by-step guide to choosing the right annuity
- Common mistakes to avoid when purchasing
Downloadable Guides
Browse our collection of free educational guides covering every aspect of Fixed Annuities and retirement income planning.
Fixed Annuity Basics: A Beginner's Handbook
Start here if you are new to Fixed Annuities. Learn the fundamentals of how they work, key terminology, and why they are considered one of the safest retirement vehicles.
MYGA vs. CD: Which Is Right for You?
A detailed side-by-side comparison of Multi-Year Guaranteed Annuities and Certificates of Deposit, covering rates, tax treatment, FDIC vs. state guaranty protection, and more.
Tax-Deferred Growth: Maximizing Your Annuity
Understand how tax-deferred compounding works inside a Fixed Annuity, when taxes are owed, and strategies to minimize your tax burden in retirement.
Retirement Income Planning Checklist
A practical, step-by-step checklist to help you evaluate your retirement income needs, assess your risk tolerance, and determine how Fixed Annuities fit into your overall plan.
Understanding Surrender Periods & Fees
Learn what surrender charges are, how they decrease over time, free withdrawal provisions, and how to plan your liquidity needs around your annuity contract.
How to Choose a Financially Strong Insurance Carrier
Ratings agencies, financial strength indicators, and what to look for when evaluating the company behind your Fixed Annuity guarantee. Includes a carrier evaluation worksheet.
Complete Annuity Toolkit
Get everything you need to research, compare, and evaluate Fixed Annuities in one convenient download. Our toolkit includes spreadsheets, checklists, and reference materials used by financial professionals.
- Fixed Annuity comparison spreadsheet template
- Retirement income needs calculator worksheet
- Annuity product evaluation checklist
- Key questions to ask your insurance professional
- Glossary of 50+ annuity and retirement terms
- State guaranty association coverage reference
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Need Personalized Guidance?
Our guides are a great starting point, but every retirement situation is unique. Speak with a licensed insurance professional who can answer your specific questions about Fixed Annuities.